New Jersey Main Street Micro Business Loan

Loan Amount:
Interest Rate:
Loan Terms:
Up To $50,000
5% Fixed
Up To 5 Years

Loan Eligibility Requirements:

  • Located in NJ, with preference given to those located in the NJ Opportunity Zones
  • Must commit to our Technical Assistance Training Program the first year of receiving the loan.
  • At least 1 year in operation
  • Fewer than 10 full-time employees
  • Annual revenue of less than $1.5 million
  • Minimum credit score of business owner is 600
  • Must provide current NJ Business Tax Clearance Certificate
  • Personal Guarantor of owners with 20% or more ownership

‍

Loan Amount:
Up To $50,000
Interest Rate:
5% Fixed
Loan Terms:
Up To 5 Years

Loan Eligibility Requirements:

  • Located in NJ, with preference given to those located in the NJ Opportunity Zones
  • Must commit to our Technical Assistance Training Program the first year of receiving the loan.
  • At least 1 year in operation
  • Fewer than 10 full-time employees
  • Annual revenue of less than $1.5 million
  • Minimum credit score of business owner is 600
  • Must provide current NJ Business Tax Clearance Certificate
  • Personal Guarantor of owners with 20% or more ownership

‍

Type of Businesses:
Existing Business in operations for at least 1 year prior to loan application date
Geographies Served:
Bergen, Essex, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Passaic, Somerset, Sussex, Union, Warren and NJ Opportunity Zones.
Estimated Time to Funding:
Approximately 4-6 Weeks
Use of Proceeds:
Equipment, working capital, inventory and operating expenses.

Get Started Today!

Transform your future with Renaissance's loan capital. We are dedicated to making success attainable for everyone, regardless of income or background. Contact us today to schedule your free consultation and take the first step toward achieving your dreams.

individual consultation

Business Loan Consultation

Our business advisory team is available to assist you on a 1:1 basis to understand your specific business needs.

Please schedule an appointment below and an advisory team member will contact you on your preferred meeting time to meet via zoom or in-person.

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By clicking "Submit" I consent to receive text messages or email messages from Renaissance. My click is my electronic signature, and I authorize you to send me text messages on my mobile phone or landline.  You may opt out of receiving text messages by emailing “STOP” to info@RenaissanceSBS.org.  *Message and Data Rates may apply.
By clicking "Submit" I consent to receive text messages or email messages from Renaissance.  My click is my electronic signature, and I authorize you to send me text messages on my mobile phone or landline.  You may opt out of receiving text messages by emailing “STOP” to info@RenaissanceSBS.org.  *Message and Data Rates may apply.
About Us

Renaissance's mission is to transform low-to-moderate income and immigrant communities in NYC by providing low-interest small business loans, training and counseling services.

Address

Manhattan Office:
‍‍2 Allen Street, 7th Floor
New York, NY 10002 (map)

Flushing Office:
‍133-29 41st Avenue
Flushing, NY 11355 (map)

Support

‍Manhattan Office:
(212) 964-6022

Flushing Office:
(718) 961-0888

Email:
Info@renaissance-ny.org

Partners
Renaissance is an affiliate to Asian Americans For Equality
Copyright © 2022 Renaissance Economic Development Corporation. All rights reserved l Web Design by Leadflow

About Us

Renaissance's mission is to transform low-to-moderate income and immigrant communities in the NY Metro Area by providing low-interest small business loans, training and counseling services.

Partners
EQUAL OPPORTUNITY FOR ALL

In accordance with federal laws and U.S. Department of the Treasury policy, this organization is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employement Opportunity
‍1500 Pennsylvania Avenue, N.W., Washington, DC 20220; call (202) 622-1160; or send an e-mail to: crcomplaints@treasury.gov.

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Address

Manhattan Office:
‍‍2 Allen Street, 7th Floor
New York, NY 10002 (map)
Office#:(212) 964-6022

Flushing Office:
‍133-29 41st Avenue
Flushing, NY 11355 (map)
Office#: (718) 961-0888

Email:
info@RenaissanceSBS.org

Renaissance is an affiliate to Asian Americans For Equality
Copyright © 2025 Renaissance Economic Development Corporation. All rights reserved l Web Design by Leadflow