Our dedicated team of business advisors is ready to provide personalized assistance, working with you on a one-on-one basis to comprehensively grasp and address your unique business challenges.
At Renaissance, we understand that starting or growing a small business can be a daunting task. That is why we are here to offer you guidance through our comprehensive Small Business Advisory Services. Our mission is to empower low-to-moderate income and immigrant communities in the New York Metro Area by providing accessible and affordable solutions that are key to achieving your goal.
Accessible: Our team of experienced business advisors is here to make complex matters easy to understand. We provide guidance in plain language, ensuring you are well-informed every step of the way.
Solutions: We understand that every individual and business is unique. Our advisors work closely with you to help you create your business goals and find the best solutions.
Support: We provide continuous support to ensure you stay on track. Regular check-ins and adjustments to your plan will keep you heading in the right direction.
Affordable: Renaissance is committed to making advisory services accessible to everyone.
Renaissance's minimum credit score criteria for a loan is 600. Before applying for a loan, please check your credit report with the three credit bureaus: Experian, Trans Union, & Equifax.
Yes, you can still get a loan. Renaissance is not a collateral lender. We do not focus on personal assets. Rather, we do require to file a UCC lien on all business assets if you receive a loan from Renaissance.
It depends. A business must demonstrate how they will become net positive if Renaissance is to provide them a loan. Renaissance will accept financial projections that are realistically reviewed to determine loan repayment ability.
Depending on the loan amount and the documents received from the business owner, that will determine the length of time to process your loan application with Renaissance. If your loan request is $15,000 or less, the average time to process your loan is two (2) weeks. However, if your loan is larger than $15,000, the average time to process your loan request is between two weeks - one month depending on how soon you can provide us with your business information and documents.
To set up a one (1) hour initial business consultation meeting. The meeting can be held in-person or virtual. In the one hour meeting, we will assess your capital needs and then determine which loan products will best suit your financial situation. Then, we will help you apply for that loan product and guide you through the entire loan process.